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According to HUD(US Department of Housing and Urban Devlopment). The definition of A first-time homebuyer is an individual who meets any one of the following criteria:


1)An individual who has had no ownership in a principal residence during the 3-year period ending on the date of purchase of the property. This includes a spouse (if either meets the above test, they are considered first-time homebuyers).

2)A single parent who has only owned with a former spouse while married.

3)An individual who is a displaced homemaker and has only owned with a spouse.

4)An individual who has only owned a principal residence not permanently affixed to a permanent foundation in accordance with applicable regulations.

5)An individual who has only owned a property that was not in compliance with State, local or model building codes and which cannot be brought into compliance for less than the cost of constructing a permanent structure.