help in loan modification

We moved in to a house two years ago and house value dropped 30% my 80% loan value is great than my home value. Is there a way I can take loan modification program and any other program.

both me and my wife have jobs so far, we have been making all the payments but very tough.

Thank you for your advice.

所有跟帖： 

• 回复：你要拿现金出来填这个GAP -CAbroker2009- ♀ (485 bytes) () 01/26/2009 postreply 11:53:37

• 回复：回复：你要拿现金出来填这个GAP -lovewalking- ♀ (162 bytes) () 01/26/2009 postreply 12:20:13

• 回复：回复：回复：你要拿现金出来填这个GAP -CAbroker2009- ♀ (602 bytes) () 01/26/2009 postreply 12:37:29

• 回复：回复：回复：回复：你要拿现金出来填这个GAP -lovewalking- ♀ (25 bytes) () 01/26/2009 postreply 13:04:18

• 回复：回复：回复：回复：回复：你要拿现金出来填这个GAP -CAbroker2009- ♀ (24 bytes) () 01/26/2009 postreply 14:23:44

• lovemaking is not asking refi question, he's asking bank -tank- ♂ (281 bytes) () 01/26/2009 postreply 13:22:39

• my ID is lovewalking :-) -lovewalking- ♀ (0 bytes) () 01/26/2009 postreply 13:40:33

• hahaha. that makes my day out of those blue -pediatrician2- ♂ (32 bytes) () 01/26/2009 postreply 13:41:54

• 回复：hahaha. that makes my day out of those blue -lovewalking- ♀ (70 bytes) () 01/26/2009 postreply 13:59:00

• 回复：回复：hahaha. that makes my day out of those blue -Direction- ♂ (378 bytes) () 01/26/2009 postreply 14:39:46

• 回复：回复：回复：hahaha. that makes my day out of those blue -101708- ♂ (136 bytes) () 01/26/2009 postreply 17:21:02

• default is a option -wanglao5- ♂ (312 bytes) () 01/26/2009 postreply 21:34:39

• I doubt you are qualified for loan mod. -crazysushi- ♀ (1088 bytes) () 01/27/2009 postreply 00:00:03

• 回复：I doubt you are qualified for loan mod. -lovewalking- ♀ (192 bytes) () 01/27/2009 postreply 11:20:41