即: two years W2, two month pay stubs, ratio 28/36, fico score over 620, minimum down 5%
most are 30 years or 15 years fixed rate .
市场上,绝大多数是这种贷款,但也有不是的比如不查收入的,要求高的头款(35%以上),就不是。
当然VA loan,USDA Loan, FHA loan 也不是。
即: two years W2, two month pay stubs, ratio 28/36, fico score over 620, minimum down 5%
most are 30 years or 15 years fixed rate .
市场上,绝大多数是这种贷款,但也有不是的比如不查收入的,要求高的头款(35%以上),就不是。
当然VA loan,USDA Loan, FHA loan 也不是。