https://www.investopedia.com/how-to-get-mortgage-relief-4800539
- If your mortgage is backed by the federal government, provisions of the recently enacted CARES Act allow you to suspend payments for up to 12 months.
- In addition you will not be charged late fees or reported to credit bureaus.
- Foreclosures and evictions will be suspended for at least 60 days
延长6个月不会有任何记录。对银行来说要记仇就更是胡扯了。因为你交涉的是servicer,跟underwriter你最初的loan基本不是一家银行。即使最初underwriter跟servicer是一家银行,银行也不会有损失。因为你的loan是fed的二级市场买走了的。
只有像薯老爷这样基本商贷的没办法得自己扛。