can locked rate be change? I have

来源: meowi 2020-03-03 09:57:24 [] [旧帖] [给我悄悄话] 本文已被阅读: 次 (248 bytes)

I have just locked the rate with a bank before the market crushed.  Now the rate has significantly lower, the bank still in the process of auditing my documents, can I ask for a rate change?  Anyone know how to?  Thank you

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Many lenders offer relock for a fee or without a fee. Yes you ca -Blueshirt- 给 Blueshirt 发送悄悄话 Blueshirt 的博客首页 (27 bytes) () 03/03/2020 postreply 10:24:46

谢了。我refi下周close。可能有点晚了。 -众里寻它- 给 众里寻它 发送悄悄话 (0 bytes) () 03/03/2020 postreply 10:38:04

Not really. Try first. -Blueshirt- 给 Blueshirt 发送悄悄话 Blueshirt 的博客首页 (0 bytes) () 03/03/2020 postreply 10:39:11

refi可以随时取消的,打不过损失一个appraisal fee。 -柠檬椰子汁- 给 柠檬椰子汁 发送悄悄话 柠檬椰子汁 的博客首页 (0 bytes) () 03/03/2020 postreply 10:48:09

thank you -meowi- 给 meowi 发送悄悄话 (0 bytes) () 03/03/2020 postreply 11:29:37

告诉他们不降rate你找别的公司。最好找好别的公司的quote。 -柠檬椰子汁- 给 柠檬椰子汁 发送悄悄话 柠檬椰子汁 的博客首页 (0 bytes) () 03/03/2020 postreply 10:47:43

Thank you! -meowi- 给 meowi 发送悄悄话 (0 bytes) () 03/03/2020 postreply 11:22:28

On the residential side, maybe, but not on the commercial side -白沙井hx_- 给 白沙井hx_ 发送悄悄话 (204 bytes) () 03/03/2020 postreply 16:25:37

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