回复：听朋友说过一种保证年回报率是7%,但很多年不能动本金

来源: xiangshui 于 2009-01-10 12:55:53 [] [博客] [旧帖] [给我悄悄话] 阅读数 : (346 bytes)
本帖于 2009-01-11 11:38:23 时间, 由普通用户 表情符号 编辑

I guess it is a kind of annuality. I could not make too much comments since I do not know the detail information. A simple way is to discount the future cash flows with 7% rate to see whether it is true.

A big worry, if we have high inflation in the near future, then 7% is not that high. In 1980s, government bonds paid 18% per year.

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• the return and risk are between CD and mutual return. -autumnmoon- ♀ 给 autumnmoon 发送悄悄话 (1012 bytes) () 01/11/2009 postreply 13:27:23

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