再请教大家关于refi

来源: meowi 2020-01-27 18:10:35 [] [旧帖] [给我悄悄话] 本文已被阅读: 次 (114 bytes)

投资房,4.875%30 yr fix,   Refine 要$2800 fee and rate 4.25% 30 yr fixed.  Worthy to go?

所有跟帖: 

我refi只为了cash out. 每次都是maximum cash out. 利率基本不care. -rapidestate- 给 rapidestate 发送悄悄话 rapidestate 的博客首页 (0 bytes) () 01/27/2020 postreply 18:53:49

Me2 -新手地主刚上路- 给 新手地主刚上路 发送悄悄话 (0 bytes) () 01/27/2020 postreply 19:48:58

depends on how much is the loan -柠檬椰子汁- 给 柠檬椰子汁 发送悄悄话 柠檬椰子汁 的博客首页 (0 bytes) () 01/27/2020 postreply 18:54:15

No cash out needed. Just want to reduce rate. The loan is about -meowi- 给 meowi 发送悄悄话 (0 bytes) () 01/27/2020 postreply 19:06:30

The loan is about $300k -meowi- 给 meowi 发送悄悄话 (0 bytes) () 01/27/2020 postreply 19:07:12

You do not trust me, -USATiger- 给 USATiger 发送悄悄话 (0 bytes) () 01/27/2020 postreply 19:09:00

我觉得我怎么是大灰狼啊,哈哈 -USATiger- 给 USATiger 发送悄悄话 (0 bytes) () 01/27/2020 postreply 19:10:00

这有个说法 -柠檬椰子汁- 给 柠檬椰子汁 发送悄悄话 柠檬椰子汁 的博客首页 (159 bytes) () 01/27/2020 postreply 19:17:29

学习了,谢谢柠檬 -USATiger- 给 USATiger 发送悄悄话 (0 bytes) () 01/27/2020 postreply 19:19:00

+1 -PtLandlord- 给 PtLandlord 发送悄悄话 (0 bytes) () 01/27/2020 postreply 19:20:10

I trust you. Just my banker reached me and ask me about the off -meowi- 给 meowi 发送悄悄话 (0 bytes) () 01/27/2020 postreply 20:41:39

利息一年省1800,除非打算两年内卖,还犹豫啥 -个性化服务- 给 个性化服务 发送悄悄话 (0 bytes) () 01/27/2020 postreply 22:06:00

做refinance宁愿利率高点也不要贴钱。可以4.375% no fee 吗 -宇哥- 给 宇哥 发送悄悄话 宇哥 的博客首页 (156 bytes) () 01/28/2020 postreply 00:12:08

能说一下是哪个银行吗 -backpack- 给 backpack 发送悄悄话 (0 bytes) () 01/28/2020 postreply 06:02:58

Which bank? -meowi- 给 meowi 发送悄悄话 (0 bytes) () 01/28/2020 postreply 07:50:13

我这里当地银行,30年4.75,15年4.25。费用大概2000出头 -olddover- 给 olddover 发送悄悄话 (0 bytes) () 01/28/2020 postreply 09:29:00

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