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 我05年买了一个小出租房，想cash out refinance 拿些现金来再买二个房。请教贷出的钱要交income 税吗？

NO

新贷款的税能抵第一个出租房的税吗？

新贷款的税利息?能抵第一个出租房的税吗？

Google interest tracing rule.  You need to track EXACTLY how much money from cash out refi is used to purchase the second rental, and only the interest from that exact amount can be used to deduct income from second rental. 

This requires some effort to keep track of your money.  

 

 

所有跟帖： 

• 谢谢，The 2nd house has to be bought after the cash out refinance? -start2020- ♀ (0 bytes) () 01/20/2020 postreply 07:24:53

• use your common sense. Don't play dumb -柠檬椰子汁- ♂ (3436 bytes) () 01/20/2020 postreply 07:55:12

• Right.if the 2nd,3rd are bought one year after cash out, would -start2020- ♀ (0 bytes) () 01/20/2020 postreply 08:04:03

• 这个当然要具体分析，时间不是因素 -柠檬椰子汁- ♂ (645 bytes) () 01/20/2020 postreply 08:37:25

• 谢谢。 如果是现金买出租房，一年后cash out， 是不是可以利息都算到第一个房上。因为第一个房是用交过税的现金买的。 -start2020- ♀ (0 bytes) () 01/20/2020 postreply 13:29:01

• 当然利息是可以算在你refin出来的房子上的。其实 -Progressive- ♀ (115 bytes) () 01/20/2020 postreply 21:31:38