shall I refinance?

i have a fixed 30yrs loan about 360000 at rate of 5.625, mthly payment about 2100... Today's rate looks about 4.75%, no points but with closing costs...... what's your advice? thanks

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• Find someone who can do no point no fee. -米袋袋- ♀ (0 bytes) () 12/17/2008 postreply 14:09:38

• just be careful that agent don't package fee to principal -也潜水- ♀ (0 bytes) () 12/17/2008 postreply 14:12:08

• 回复：just be careful that agent don't package fee to principal -rmr- ♀ (101 bytes) () 12/17/2008 postreply 14:16:34

• 回复：回复：just be careful that agent don't package fee to principal -也潜水- ♀ (631 bytes) () 12/17/2008 postreply 14:25:28

• thanks so much for your infor, do you mind give me your -rmr- ♀ (0 bytes) () 12/17/2008 postreply 14:48:27

• I would do it, in fact I did it -也潜水- ♀ (0 bytes) () 12/17/2008 postreply 14:09:42

• see your QQH -cutecutee- ♀ (0 bytes) () 12/17/2008 postreply 18:51:32