你这个太简化了

回答: 加个复杂一点的。。。slow_quick2019-07-16 08:53:07

很多产品的gain 不需要马上交税,比如投资房,股票(yes, tax for distributed dividends but not realized gains if you don’t sell it), 还有tax on long term gains, tax on qualified dividends.......much lower rate. Every penny out of 401k is 100% income rate

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