If tax rate is the same, the result is same.

(X * (1+ Growth_rate%)) * (1- Tax_rate%) = (X * (1-Tax_Rate%)) * (1+ Growth_rate%) 

Where

(X* (1+ Growth%)) = 401K/Traditional IRA at the time of withdrawal.

(X*(1-Tax Rate%)) = Roth IRA/401K at the time of contribution.

Assuming growth-rate is the same, the question is whether tax-rate at contribution is lower or higher than the  tax rate at the time of withdrawal.  

 

所有跟帖： 

• 现在交的税钱如果不交也不投资，才是一样的。如果放进投资账户里，将来收益会很多。不是一样的。 -iBear- ♂ (0 bytes) () 03/05/2019 postreply 08:56:45

• 理财架不住钱多，您是牛草猪，不弯腰。 -柠檬椰子汁- ♂ (0 bytes) () 03/05/2019 postreply 09:12:53