比如象咱们这里的中上开销

平均: $7816 一个月

1 房子相关(贷款,税,保险)1100 (现在房租已经涨到了 1500 per month)     --- 1500 (俺现在房子付清了,更少

                                                                                                                                            税 1000 + 车/房保险 100)
2.水电煤气 250                                                                                                    --- 200
3.网络、手机、有线 180                                                                                       --- 100
5.房屋维护(含草坪):0                                                                                     --- 500

6. 车贷 0
7. 车保险(两辆)130                                                                                          --- 含在#1了
8. 汽油 100                                                                                                          --- 200
9. 修理+汽车注册+年检 100                                                                                 --- 100
10. 停车费+过路费+罚单 20                                                                                 --- 20

11 买菜 400                                                                                                         --- 400 (不好说,俺们自己种,

                                                                                                                                            夏天只需要买肉)
12 在外吃饭 150                                                                                                  --- 50

13 公共交通费用 50                                                                                             --- 0

14 个人用品 130 (厕所toilet paper, towls, 牙膏牙刷,肥皂,文体用品,等等)  --- 100? (要问LP, 觉得肯定用不了)

15 家庭物品添置  170 (比如锅碗瓢盆,孩子的换季衣服鞋帽等等)                      --- ? (不好算,不是每月添加呀)

16 孩子相关开销(含学费,食品、衣物、玩具,party送礼等等)1200                  --- 100 (都免费呀,这100算意外花销吧)

17. 杂七杂八 (如邮寄、银行卡年费等等)150                                                      --- 10 (就算120/年吧)

19.医疗药品: 50                                                                                                  --- 10 (其实就没看过病,身体都好,

                                                                                                                                 有也是保险外的copay,好多年一次)

以上为常规开销,总计5300多/月。一年共63600左右                                     --- 应该在<3000/月

一下是额外开销 不是每月的,是全年的合计
1. 孝敬父母  1000                                                                                          --- 就算1000
2. 国内亲友礼品 500                                                                                      ---        500
3. 美国亲友礼品 500                                                                                      ---        500
4. 父母来美飞机票 3300 (另一次双人往返是用里程换的)                             ---        600 (算两年一次,2张票,早期父母来)
5. LG孩子夏天回国机票等: 5000                                                                  ---  1200 (每年一次淡季,2张票,现在回去看父母,和#4重复)

共: 10300                                                                                                    --- 3200 tops (#5 和#4重)

                                                                                                                           摊下来每月300

全部: 每月3300。7816 - 3300 = 4516/month。存3000/月,还多1516/月,可以买好多东西了。哈哈

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