Yes, Traditional IRA

来源: 柠檬椰子汁 于 2018-12-26 19:09:44 [] [博客] [旧帖] [给我悄悄话] 本文已被阅读： 次 (651 bytes)
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回答: 关于买IRA 的问题， 由 Tendy 于 2018-12-26 18:47:45

Traditional IRA is tax deductible and tax deferred for any capital gain.  Similar to 401K. 

The difference is in Traditional IRA account you have access to the whole market of stock, ETF and mutual funds, while 401K plan usually only provide a limited choice.  Even when Traditional IRA and 401K are managed by the same invesmtment company, the choice of investment is much much more in Traditional IRA.

But, sometimes more choice might not be a good thing.  You have more choices to fail as well. 

But if the IRA you talking about is Roth IRA, the rule is different. 

所有跟帖： 

• 我想我IRA就不和退休计划搞在一起了， IRA或Roth IRA 就自己去买， 这样比教清楚点。 -Tendy- ♂ 给 Tendy 发送悄悄话 Tendy 的博客首页 (0 bytes) () 12/27/2018 postreply 07:56:53

• I have them together with fidelity, very convinient -柠檬椰子汁- ♂ 给 柠檬椰子汁 发送悄悄话 柠檬椰子汁 的博客首页 (200 bytes) () 12/27/2018 postreply 08:40:34

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