現金管理结构：分四份買4-weekT-bill，每隔一星期到期，自動Roll。一份放在bank。內看例子。

example:

$10000 in bank

$10000 4-week t-bill due one week, auto re-invest

$10000 4-week t-bill due two week, auto re-invest

$10000 4-week t-bill due three week, auto re-invest

$10000 4-week t-bill due four week, auto re-invest.

Link Bank account with Treasury direct.

Feel free to replace $10000 with $200000 for a total of $1 million cash.

In that case, one can make cash offer for a $1 million property that closes escrow in one month. 

Or cash offer for a $600K property that closes escrow in 2 weeks.

 

 

 

 

 

 

所有跟帖： 

• 请问与money market fund 是一回事吗？昨天在BAC，银行说存款大于10万可有2%。 -IEbird- ♀ (0 bytes) () 12/11/2018 postreply 10:46:32

• 那要問BAC那’Fund’是否FDIC 保險。BAC 有時把 Merrill Lynch的東西賣给客户。看是否一天通知的。 -big_canon- ♂ (0 bytes) () 12/11/2018 postreply 10:54:32

• 谢！ -IEbird- ♀ (0 bytes) () 12/11/2018 postreply 11:57:59

• Treasury bill 跟 money market fund 是不一样， -big_canon- ♂ (0 bytes) () 12/11/2018 postreply 10:56:52

• 谢回复！ -IEbird- ♀ (0 bytes) () 12/11/2018 postreply 11:54:12

• So you propose is for 500K cash, right? the 100k in bank in chec -meowi- ♀ (0 bytes) () 12/11/2018 postreply 10:55:30

• the 100k in bank should be in checking or saving? -meowi- ♀ (0 bytes) () 12/11/2018 postreply 10:56:43

• saving account that pay 2%+。最好是在家附近，可當天拿钞票的。網银也可，要轉錢快。 -big_canon- ♂ (0 bytes) () 12/11/2018 postreply 10:58:19