So. You need to do more research about it.

Basically, a trust is another legal entity from you. It is very difficult or impossible for your creditor(s) to claim on the trust's assets in comparison with the assets held under your name.The trust is actually working as a shield to cover your assets up from those alligators. It is really up to you if you want an extra layer of protection or not. It is not perfect but certainly better than nothing when you face the unforseeable future. This is the end of my time for this topic.Good luck.