In our retirement plan, we have three tiered options to choose:

本帖于 2017-04-28 12:28:32 时间, 由普通用户 偶行偶素 编辑

1. Age based investments. The performances are subpar compared to index funds.

2. Actively managed funds and index funds. Limited number of funds. Performance varies. Some of them are good, but the selection limit was a big problem. At least for us.

3.Self directed brokerage account. There are thousands of mutual funds to choose from. This is the best option for most people if it's available.

所有跟帖: 

We have first two, no third option. Only can choose the better p -花$$$- 给 花$$$ 发送悄悄话 (0 bytes) () 04/28/2017 postreply 12:42:19

FID and BARON growth are my major holdings except BOND fund -花$$$- 给 花$$$ 发送悄悄话 (0 bytes) () 04/28/2017 postreply 12:46:24

YTD is 9.97% for my whole account -花$$$- 给 花$$$ 发送悄悄话 (117 bytes) () 04/28/2017 postreply 12:50:13

You should thank Trump for this 9.97 performance. -hhtt- 给 hhtt 发送悄悄话 hhtt 的博客首页 (0 bytes) () 04/28/2017 postreply 13:03:07

You will curse him when he can not deliver his promises -hhtt- 给 hhtt 发送悄悄话 hhtt 的博客首页 (0 bytes) () 04/28/2017 postreply 13:04:11

and the market tanks in later half of 2017, -hhtt- 给 hhtt 发送悄悄话 hhtt 的博客首页 (0 bytes) () 04/28/2017 postreply 13:04:49

That means you also think the correction is coming soon, right? -花$$$- 给 花$$$ 发送悄悄话 (371 bytes) () 04/28/2017 postreply 13:12:21

I don't know. If I do, I will be drinking wine with Trump. -hhtt- 给 hhtt 发送悄悄话 hhtt 的博客首页 (0 bytes) () 04/28/2017 postreply 13:50:03

That's pretty good. -偶行偶素- 给 偶行偶素 发送悄悄话 偶行偶素 的博客首页 (113 bytes) () 04/28/2017 postreply 16:10:53

If you have ever changed your job previously, you can open -偶行偶素- 给 偶行偶素 发送悄悄话 偶行偶素 的博客首页 (325 bytes) () 04/28/2017 postreply 16:05:58

请您先登陆,再发跟帖!