看来大多城子的人都不懂投资, 基金和现金都不妥,here is what I have:
1, Prefer Stock, return 5% to 10%, safter than stock\Mutal funds, 保本!
2. Corprate Bunds, 3%-5% , safter than prefered stock., 保本, very safe!
3. Fix income ETF\Close End fund such as SPFF, HIT ......., it is ETF, so 不保本! 但本身是Fix income的组合,safe, 5-10%。
4. Fix income Mutal Fund, such as SPHIX , PHSDX , Mutal Fund so 不保本! 但本身是Fix income的组合,safe, 5-10%。。