my whole life insurance & understanding

1) Currently cash value generates enough interest to pay the cost of policy

2) I still have to send monthly charge which goes into cash value

3) I get the cash value if I surrender the policy

4) If I die, I get the death benefit, not the cash value

 

 

 

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所有跟帖： 

• 一年增加130元，1%，你还很高兴，这个生意做的绝了。 -柠檬椰子汁- ♂ (155 bytes) () 09/29/2016 postreply 08:14:56

• 这东西感觉读了博士都萌 -hz82000- ♀ (169 bytes) () 09/29/2016 postreply 08:19:03

• +1 -kktt197809- ♂ (0 bytes) () 09/29/2016 postreply 08:40:37

• whole life policy is bad investment. -股市老鼠- ♂ (0 bytes) () 09/29/2016 postreply 09:00:23

• 有错吗？ -未知- ♂ (361 bytes) () 09/29/2016 postreply 10:29:58

• most people are confused on 4, 学习了，谢谢 -hz82000- ♀ (38 bytes) () 09/29/2016 postreply 11:11:06

• You are all right except this "如果Death Benefit 是$100,000, 每年$46 -yourolddad- ♂ (0 bytes) () 09/29/2016 postreply 11:13:25

• 先换个mouse 再算回报吧 -QKA- ♀ (169 bytes) () 09/29/2016 postreply 11:35:07