easy way to compare stock vs RE

本帖于 2016-08-22 12:13:26 时间, 由普通用户 LordofMoney 编辑

RE say 200k, rent 1500- cost 500, so return 1000*11 ( since 1 month as vacant or repair)  =11000

11k/200k =5.5%

if stock 200k, return > 5.5 % a year, then it is better ( if you can consistantly make that much)

otherwise RE is better

to stocks, you have to worry about it daily as well, and do some home work 

to RE, you have to TAOFEN some time, so these eaqual out, depens on each person

 

所有跟帖: 

收房租是重复 -绿油油- 给 绿油油 发送悄悄话 绿油油 的博客首页 (123 bytes) () 08/22/2016 postreply 12:16:12

that is why I say if you can consistantly make that much -LordofMoney- 给 LordofMoney 发送悄悄话 (64 bytes) () 08/22/2016 postreply 12:38:26

这只是皮毛,在加州capital gain and depreciation是关键,那个可以多去了 -soccer88- 给 soccer88 发送悄悄话 soccer88 的博客首页 (191 bytes) () 08/22/2016 postreply 12:55:26

地产比较容易控制风险, why? -LordofMoney- 给 LordofMoney 发送悄悄话 (0 bytes) () 08/22/2016 postreply 13:05:08

if so, then won't be many forclosures -LordofMoney- 给 LordofMoney 发送悄悄话 (107 bytes) () 08/22/2016 postreply 13:06:12

里面老地主不多,都是买不起房子的人 -soccer88- 给 soccer88 发送悄悄话 soccer88 的博客首页 (0 bytes) () 08/22/2016 postreply 14:16:10

depreciation, property taxes and mortgage interest -绿油油- 给 绿油油 发送悄悄话 绿油油 的博客首页 (331 bytes) () 08/22/2016 postreply 13:13:59

Depreciation 避税是暂时的,卖房时候就要recapture,25% -ZeroSumGame- 给 ZeroSumGame 发送悄悄话 (3380 bytes) () 08/22/2016 postreply 13:35:12

卖的时候, 肯定自由了,, 多交点也无所谓。 -绿油油- 给 绿油油 发送悄悄话 绿油油 的博客首页 (121 bytes) () 08/22/2016 postreply 13:44:17

前面讨论过,现在100万30年后只值50万 -soccer88- 给 soccer88 发送悄悄话 soccer88 的博客首页 (0 bytes) () 08/22/2016 postreply 14:18:05

Skin deep -inet-fan- 给 inet-fan 发送悄悄话 inet-fan 的博客首页 (0 bytes) () 08/22/2016 postreply 14:18:15

可以免得,有一种办法,时间要够久 -燕归来HAHA- 给 燕归来HAHA 发送悄悄话 (0 bytes) () 08/22/2016 postreply 21:01:31

你讲的是全款付清的房子, 但一般这里投资房都是25%首付 -燕归来HAHA- 给 燕归来HAHA 发送悄悄话 (224 bytes) () 08/22/2016 postreply 20:16:25

You don't pay interest on loan? -LordofMoney- 给 LordofMoney 发送悄悄话 (0 bytes) () 08/23/2016 postreply 00:30:22

160k pay 1180 for morhage -LordofMoney- 给 LordofMoney 发送悄悄话 (53 bytes) () 08/23/2016 postreply 00:35:33

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