7万一年老人家身体不好的话不一定够,medicare很烂而且不是免费的哦,好好研究一下吧

来源: dreamhouse22 2016-03-15 12:17:10 [] [旧帖] [给我悄悄话] 本文已被阅读: 次 (5755 bytes)
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回答: 如果你50岁houston闲人2016-03-15 11:17:03

Huston2米的property tax有好几万一年吧?

medicare很多医生不收,特别是好的医生。费用也不低,随便搜了一下medicare的费用

$451.00 per month (as of 2012)[42] for those with fewer than 30 quarters of Medicare-covered employment and who are not otherwise eligible for premium-free Part A coverage

Deductible and coinsurance[edit]

Part A — For each benefit period, a beneficiary will pay:

  • A Part A deductible of $1,260 (in 2015) for a hospital stay of 1–60 days.
  • A $315 per day co-pay (in 2015) for days 61–90 of a hospital stay.
  • A $630 per day co-pay (in 2015) for days 91–150 of a hospital stay, as part of their limited Lifetime Reserve Days.
  • All costs for each day beyond 150 days[44]
  • Coinsurance for a Skilled Nursing Facility is $157 per day (in 2015) for days 21 through 100 for each benefit period.
  • A blood deductible of the first 3 pints of blood needed in a calendar year, unless replaced. There is a 3 pint blood deductible for both Part A and Part B, and these separate deductibles do not overlap.

Part B — After beneficiaries meet the yearly deductible of $166.00 (in 2016), they will be required to pay a co-insurance of 20% of the Medicare-approved amount for all services covered by Part B with the exception of most lab services which are covered at 100%, and outpatient mental health which is currently (2010–2011) covered at 55% (45% copay). The copay for outpatient mental health which started at 50% is gradually being stepped down over several years until it matches the 20% required for other services. They are also required to pay an excess charge of 15% for services rendered by physicians who do not accept assignment.

The deductibles, co-pays, and coinsurance charges for Part C and D plans vary from plan to plan. All Part C plans include an annual out of pocket limit. Original Medicare does not include an OOP limit.

 

所有跟帖: 

medicare很烂?美国至少95%的65岁以上老人医疗就靠medicare,所以又称老人医保,估计这个坛子里的绝大多数老了也是 -haomahaoma- 给 haomahaoma 发送悄悄话 (381 bytes) () 03/15/2016 postreply 12:33:06

大部分老人用不代表medicare好 -dreamhouse22- 给 dreamhouse22 发送悄悄话 (931 bytes) () 03/15/2016 postreply 13:14:48

不懂装懂瞎担心。 -iBear- 给 iBear 发送悄悄话 iBear 的博客首页 (0 bytes) () 03/15/2016 postreply 13:19:00

不是说每年再heloc 10万出来吗 -houston闲人- 给 houston闲人 发送悄悄话 (0 bytes) () 03/15/2016 postreply 12:33:30

50岁5个米,你的积累已完胜大多数老美,就是和这里的华人比你也在平均水平以上,好好享受退休生活吧,象梦姐姐说的,悠着点花够了。至 -haomahaoma- 给 haomahaoma 发送悄悄话 (476 bytes) () 03/15/2016 postreply 12:44:52

和这里华人比也是平均水平以上?你开玩笑吧,这里的华人一半都有500万美金身家? -flowertail- 给 flowertail 发送悄悄话 (101 bytes) () 03/16/2016 postreply 12:20:45

No income no HELOC -ZhangZhouDaTou- 给 ZhangZhouDaTou 发送悄悄话 ZhangZhouDaTou 的博客首页 (81 bytes) () 03/15/2016 postreply 19:33:20

不是让你一直卖c吗,也算income吧,实在不行FR -houston闲人- 给 houston闲人 发送悄悄话 (0 bytes) () 03/15/2016 postreply 19:54:30

鸡同鸭讲 -ZhangZhouDaTou- 给 ZhangZhouDaTou 发送悄悄话 ZhangZhouDaTou 的博客首页 (71 bytes) () 03/16/2016 postreply 18:23:07

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