1） investment property loan needs 20% down payment for conventional loan, the interest rate is higher than primary's.
2) You have to move in the primary house within 60 days after closing day, and you have to live in it at least 1 year, and after that, you can rent out.
3) You have to notify the lender the house status change to rental house, and the lender will evaluate how much reserve you should put into your escrow account, which the reserve money depends on the equity of the house and the initial reserve you put before.
