回复：Four times of your annual salary, or

Thanks for the reply! So does it mean if my annual income is $100K and I want to buy a home at $400K, 20% down payment is $80K, I can borrow 200K (2 times of my income) from the bank. There is still $120K short for the $400K house. In this ase, I need to save at least $200K(80+120)in the bank in order to buy it.
Gosh, sounds very difficult!!! How long will it take to save $200K afer tax??? :-((