1。坚持让卖方降价到估价，卖方没有选择。因为如果你不买了，他损失比你大：他要从新把房子listed, going to face the same issue when coming to appraisal
2. You can share the $3000 difference, for example, you offer $1000 more than the appraised price, and he decreases price by $2000; then you can ask seller to do some maintenance if there are some from home inspection
3. Cover all the $3000 by yourself, which means more money out of your pocket at closing. 20% of the appraised value + $3000 as down payment
2. You can share the $3000 difference, for example, you offer $1000 more than the appraised price, and he decreases price by $2000; then you can ask seller to do some maintenance if there are some from home inspection
3. Cover all the $3000 by yourself, which means more money out of your pocket at closing. 20% of the appraised value + $3000 as down payment
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