I had a joint account as a dependent card holder in 2000 and then the card expired and I never received a new card, plus we broke up in 2001. after that he had been using it until 2005 and went default.
now a collector called me saying I am the sole card holder and should pay off the balance. 
what should I do?
Thank you so much for advice!
_:'( 
Joint account default question
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                    You need to pay for it
                     -昭君出塞因地制宜- 
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                        10/13/2006 postreply
                                                09:56:05
                    
                    
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                    Crap. Thanks! and How to file small claim in different states?
                     -xmhh- 
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                        10/13/2006 postreply
                                                10:09:15
                    
                    
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                    Well, you need to locate him first
                     -昭君出塞因地制宜- 
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                        10/13/2006 postreply
                                                11:06:44
                    
                    
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                    the card and bill are not mailed to my address, to his.
                     -xmhh- 
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                        10/13/2006 postreply
                                                12:21:36
                    
                    
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                    it shoudl not matter
                     -昭君出塞因地制宜- 
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                        10/13/2006 postreply
                                                20:42:31
                    
                    
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                    so I sould file in his state?
                     -xmhh- 
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                        10/13/2006 postreply
                                                12:22:34
                    
                    
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                    you should try to file in yoru state
                     -昭君出塞因地制宜- 
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                        10/13/2006 postreply
                                                20:41:13
                    
                    
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                    Thank you 昭君出塞因地制宜 !!
                     -xmhh- 
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                        10/14/2006 postreply
                                                07:50:25