credit card of american bank

We just applied the credit card of american bank.At first, they required we sent 99.00 check to them for opening a saving account,our understanding is that money is not charged but for deposit something. Now We got the card and a letter said they already used 99.00 to open a new saving account(too expensive and never heard open an account needs money).We notice that we misunderstood the use of this 99.00. anyone met such a thing before? can we take the money back and cancel the service?

所有跟帖： 

• This is the 1st time I heard -h1j1- ♂ (122 bytes) () 06/29/2005 postreply 08:46:52

• Normal if u don't have enough -creditHist- ♀ (0 bytes) () 06/29/2005 postreply 10:30:54

• You mean Bank of America? -minisis- ♀ (272 bytes) () 06/29/2005 postreply 13:28:40

• weird bank name means fee -siuc- ♂ (419 bytes) () 06/30/2005 postreply 16:03:19