法律是这么说的

If you died while being married to a spouse, and 

(1) if the beneficiary was not your spouse, and there is no spousal waiver, the spouse automatically get 50% of the balance. 

(2) if the beneficiary was not your spouse, and there IS A SPOUSAL waiver, the beneficiary get 100%. 

I don't know what is your "好像不同公司又不一样，"

所有跟帖： 

• 现在还没有想去世后是什么样，就是目前指定受益人不同公司对spouse waiver 要求不一样 -最爱荷花- ♀ (306 bytes) () 08/18/2022 postreply 09:07:29

• 我已经回答过了，请看我的帖子。 -柠檬椰子汁- ♂ (0 bytes) () 08/18/2022 postreply 09:31:20

• 谢谢大侠 -最爱荷花- ♀ (0 bytes) () 08/19/2022 postreply 06:48:00