do not know the answer to the 1st question, but

回答: 请教:纽约州交通事故,需上法庭heather20112018-04-22 18:32:33

regarding "因公出差遇到这样的交通事故,单位(我在大学)会有什么补偿吗". I am pretty sure the answer is "no", because it is 100% of your fault, and your 单位 has no responsiblity to your mistake.

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sometimes business travel insurance may cover some type of loss -hello2002- 给 hello2002 发送悄悄话 (50 bytes) () 04/22/2018 postreply 19:14:42

u r right. I forgot about this. -Smart- 给 Smart 发送悄悄话 (0 bytes) () 04/23/2018 postreply 09:44:15

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