第一，这肯定是歧视，同意。
第二，这(In summary: A business entity without a physical location uses algorithm based selection that results in disparate impact on a certain group)具体是违反了那一条法律? USCode 42.Section 2000 explicits state " it is physically located within the premises". 网店(还有保险公司)不在此列吧。Disparate impact 我看到的案子大都是和雇佣/劳动法相关的，比如Wards Cove.
第三，Algorithm guesses/inferences are common practice at Expedia/Facebook/Target.com...The book below discussed it in details. But once it's into the race and nationality territory, it quickly turns into quicksand and is not worth the risk and wrath from any of the alphabet-soup agencies/commissions.
http://www.amazon.com/The-Ubiquitous-Internet-Perspectives-Cyberculture/dp/0415725747?
