You can sue the other driver whether he/she has insurance or not. Consult a lawyer for this.
If your insurance UMPD is limited at $3500, then that's it. Otherwise, you can dispute with your insurance company about the market value. If you suffered personal injury, you can make a claim on that.
If your insurance UMPD is limited at $3500, then that's it. Otherwise, you can dispute with your insurance company about the market value. If you suffered personal injury, you can make a claim on that.
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