Two years ago, find a book website "book direct" and registered on it and got 3 books for $30. Then they mailed a lot of books and let me buy them. Every time, just returned them to the post office. 4 days ago, I get a letter from a collection company and they said at the first time when I registered on this website, I promised to buy extra books after my first order. To be honest, I never read any protocols at that time, They let me paid $100 to them. Money is not my problem. The problem is that I prepare to buy a house, is there any bad effects on my credit records?
By the way, if possible, can you tell me how to deal with this situation?
Thank you very much.