离婚人寿保险问题请教老猫

小孩出生之后男方买了2０年人寿保险。因为夫妻已有纠纷，男方不信任女方会公平处置，所以受益人为男方家人（因为如指定孩子为受益人，在孩子成年前，仍会由其母亲作为监护人负责）。现在Virginia 协议离婚。女方要求受益人1００％改为小孩本人。并且引用Virginia Code § 20-108.1.14.D来证明她的要求合理合法:

 

D. In any proceeding under this title, Title 16.1 or Title 63.2 on the issue of determining child support, the court shall have the authority to order a party to (i) maintain any existing life insurance policy on the life of either party provided the party so ordered has the right to designate a beneficiary and (ii) designate a child or children of the parties as the beneficiary of all or a portion of such life insurance for so long as the party so ordered has a statutory obligation to pay child support for the child or children.

 

问题是，此条法律并未明确指明一定要孩子为受益人。而且男方雇主提供的人寿保险受益人已经改为孩子。如果双方不能达成协议，法院会将受益人改为1００％孩子吗？还是改成由此保险继续提供孩子的抚养费到成年？

 

谢谢老猫！

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