You waited 5-6 years in order to get it. Grasp it without hesitation. For now, whatever protection you are comfortable to use, use it.
| Type of decline | Average frequency* | Average length† |
|---|---|---|
| –5% or more | About once a year | 101 days |
| –10% or more | About once every 30 months | 234 days |
| –15% or more | About once every 5 years | 345 days |
| –20% or more | About once every 6 years | 370 days |