一种是有cash value的寿险为主,LTC做为rider。另一种是以LTC为主,但有返本的死亡赔偿,是LTC with linked benefit 。
一种是有cash value的寿险为主,LTC做为rider。另一种是以LTC为主,但有返本的死亡赔偿,是LTC with linked benefit 。
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