Title Insurance: Is It Really Needed? Anyone Used It?

所有跟帖： 

• Or it's just another source of income for closing attorney? -冬前- ♂ (0 bytes) () 11/20/2022 postreply 17:42:40

• 80年代以前是没有 title insurance的，那时候是几寸厚的 abstract -smlandlord- ♂ (0 bytes) () 11/20/2022 postreply 17:52:00

• 但是现在你没有银行就不会放贷 -smlandlord- ♂ (0 bytes) () 11/20/2022 postreply 17:53:00

• Understood lender wants protection...Cash buying has choice -冬前- ♂ (206 bytes) () 11/20/2022 postreply 18:24:18

• 你不买保险以后出了事还不是要回去告这些律师？人家当然希望你买保险啊。 -柠檬椰子汁- ♂ (69 bytes) () 11/20/2022 postreply 18:57:51

• "要回去告这些律师" is the reason to charge more? Obviously not all l -冬前- ♂ (116 bytes) () 11/20/2022 postreply 19:22:06

• Tile 还需要保险吗？ -越王剑- ♂ (185 bytes) () 11/20/2022 postreply 18:11:16

• You know what I mean. -hhtt- ♂ (0 bytes) () 11/20/2022 postreply 18:14:00

• Haha, you caught me... -冬前- ♂ (0 bytes) () 11/20/2022 postreply 18:33:58

• 现金买房当然可以不买Title Insurance -gccard- ♀ (0 bytes) () 11/20/2022 postreply 20:50:45

• 我所有房子都买，自住房保险公司赔过Tax Lien, 出租房从来没有用过。 -gccard- ♀ (0 bytes) () 11/20/2022 postreply 20:54:07

• Interesting... Title search didn't find the "Tax Lien"...How -冬前- ♂ (70 bytes) () 11/21/2022 postreply 05:32:37

• The Tax lien was sold to an investment company -gccard- ♀ (521 bytes) () 11/21/2022 postreply 09:25:46

• It happened...A Municipal Lien Certificate can plug the hole -冬前- ♂ (0 bytes) () 11/21/2022 postreply 10:01:06

• 不贷款可以不买，但是有风险。 50万的房子， title ins大概2千来块， 加几百search，为这不到3 千块，担 -Njloan- ♀ (37 bytes) () 11/20/2022 postreply 23:18:37

• 如果哪天有人有证明，说房子是他的，你就损失房子 -Njloan- ♀ (45 bytes) () 11/20/2022 postreply 23:22:04

• +1000, 做大事不贪小利 -越王剑- ♂ (0 bytes) () 11/21/2022 postreply 04:13:59

• Can it be that easy? Risk is ~0 if for new construction -冬前- ♂ (292 bytes) () 11/21/2022 postreply 05:31:27

• there might be survey mistakes i.e. boundary issues. -柠檬椰子汁- ♂ (0 bytes) () 11/21/2022 postreply 06:14:31

• 每次refinance又得重新买，浪费钱 -SleepMed- ♀ (0 bytes) () 11/21/2022 postreply 19:02:00