I contacted my home insurance and was told if I filed a claim, my insurance would initiate the investigation/inspection, but even if finally it's my neighbor or HOA insurance pay for the repairment, there will be a record that I filed a claim.
I contacted my home insurance and was told if I filed a claim, my insurance would initiate the investigation/inspection, but even if finally it's my neighbor or HOA insurance pay for the repairment, there will be a record that I filed a claim.