回复：Here is the plan

来源: ZhangZhouDaTou 于 2014-05-04 16:24:14 [] [博客] [旧帖] [给我悄悄话] 阅读数 : (728 bytes)
回答: 我有个理财的怪想法。 由 may1995 于 2014-05-04 12:00:57

1) Estimate your monthly expense in "normal" scenario; such as $10k in today's money

2) Find a "hen" (pension, annuity, rental, .....) can make the egg every month at the number desired as long as you are alive

3) Buy insurance to pay for unexpected (LTC, Life, .......); if you need to claim it for yourself or your family, great; if you don't need it, think it as a "donation" to those less lucky who needs it.

4) Continue working (if you are doing something you like) or doing something fun till the last day of life if possible. You may make much more $$$ without pressure and with passion. If you make little $$ from "work", you have fun.

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