会进一步被usdc蚕食。
Here are the latest interest (yield) rates available for USDC as of June 30, 2025:
Centralized Exchanges (CEX)
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Coinbase offers 4.1?% APY on USDC simply by holding it in a Coinbase account ainvest.com+15coinbase.com+15kraken.com+15.
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Kraken provides up to 5.5?% APY on USDC through an opt?in rewards program kraken.com.
CeFi & DeFi Platforms
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Ledn offers tiered savings accounts on USDC: 6.5?% APY for deposits under 100k USDC, and up to 8.5?% APY for larger deposits youhodler.com+11ledn.io+11ledn.io+11.
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Aave (a leading DeFi lending protocol) has a variable rate around 5?% APY for USDC lending youhodler.com+3ledn.io+3de.fi+3.
Lending Platforms & Yield Aggregators
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Platforms listed on Bitcompare show USDC lending rates ranging from 7?% (Aave) to as high as 14?% APY on Nexo ainvest.com+15bitcompare.net+15onesafe.io+15.
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Some high-yield services like YouHodler advertise up to 18?% APY, though these often involve higher risk and compounding terms youhodler.com.
