杞人忧天?

老头在电话中很乐观, 声音仍然是那么嘹亮, 充满活力, 哪里象个病人?

或谓: 少年不识愁滋味, 为赋新词强说愁?

又或谓: 塞翁若无愁半点, 缘何少年心独忧?

With that said, no one should underestimate the importance of planning for the unexpected, financially and psychologically. 

And, when it comes to priority, it should always be: oneself first, family second, and work last, for the simple reason that one cannot take care of family, let alone work, without taking care of him/herself first.

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