always sue the driver.

The driver would be directly responsible, doesn't matter what insurance the car is under.  

If the driver has insurance, his insurance will stand in his place.   If the driver has no insurnace, you sue him then go after him for debt collection. 

所有跟帖: 

What if driver has no insurance and no assets? -选民- 给 选民 发送悄悄话 (0 bytes) () 10/14/2022 postreply 10:54:45

That's your bad luck -柠檬椰子汁- 给 柠檬椰子汁 发送悄悄话 柠檬椰子汁 的博客首页 (348 bytes) () 10/14/2022 postreply 11:53:27

楼主惜字如金, 没有说明开车人和车(或车主)的关系. -选民- 给 选民 发送悄悄话 (122 bytes) () 10/14/2022 postreply 13:01:37

vicarious liability -柠檬椰子汁- 给 柠檬椰子汁 发送悄悄话 柠檬椰子汁 的博客首页 (621 bytes) () 10/14/2022 postreply 13:06:22

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