always sue the driver.

来源: 于 2022-10-14 10:36:12 [博客] [旧帖] [给我悄悄话] 本文已被阅读：次

The driver would be directly responsible, doesn't matter what insurance the car is under.  

If the driver has insurance, his insurance will stand in his place.   If the driver has no insurnace, you sue him then go after him for debt collection.