IRA到HSA 不交税，但是从HSA拿出来做他用需要交税。

Money in HSA grows tax-free.  The money can be used for medical expense, including medical insurance and medicaid premium, pharmacy cost etc.  

Withdrawal from HSA for non-medical use is subject to income tax and 20% penalty.  the penalty is waived if you are older than 65 years old at the time of the withdrawal.  

所有跟帖： 

• 那就是比如55岁可以转10万从税前IRA到HSA用于将来医疗支出，是不是？ -yangyang08- ♀ (0 bytes) () 12/15/2022 postreply 11:43:46

• 谁说可以转几万的？ -猛牛- ♂ (0 bytes) () 12/15/2022 postreply 11:47:01

• 这是我的疑问，前几天的帖子没说明白 -yangyang08- ♀ (0 bytes) () 12/15/2022 postreply 11:51:08

• 应该是可以的。但是我建议还是退休的时候转，这样容易估计。 -柠檬椰子汁- ♂ (0 bytes) () 12/15/2022 postreply 12:03:06

• 哎呀，我才查到，有限制，就7500元。转个屁啊，不够我麻烦的。 -柠檬椰子汁- ♂ (0 bytes) () 12/15/2022 postreply 12:12:36