最高税率22%，实际税率8.45%

夫妻两人的SS就要六七万，加上401K RMD，超过十万！

https://equitable.com/retirement/products/variable-annuities/investment-edge-annuity/estimate_your_effective_tax_rate

 

Estimated Tax Analysis
Gross income (subject to personal rates)		$100,000
Taxable Pass-Through Income	+	$0
Traditional IRA contributions	-	$0
Adjusted gross income	=	$100,000
Standard/Itemized deductions	-	$28,700
Taxable income	=	$71,300
Tax liability before credits (includes taxes on pass-through income)		$8,145
Child tax credits	-	$0
Family tax credits	-	$0
Estimated tax liability	=	$8,145

所有跟帖： 

• 如果是20万收入呢？ -hhtt- ♂ (0 bytes) () 12/13/2022 postreply 10:53:45

• 我不是给你链接了吗？自己套吧 -柠檬椰子汁- ♂ (0 bytes) () 12/13/2022 postreply 10:55:31

• 说实话加州州税挺多的，那些退休去加州的人真是为加州做贡献。 -柠檬椰子汁- ♂ (0 bytes) () 12/13/2022 postreply 10:56:46

• 为了提高生活质量，退休后，应该去个低州税或没州税的地方。 -hhtt- ♂ (0 bytes) () 12/13/2022 postreply 10:58:36

• online calculator -柠檬椰子汁- ♂ (475 bytes) () 12/13/2022 postreply 12:19:46

• 我周围已经有一个男的要退，女的还年轻的例子，他选佛州。 -大王叫我来巡山00- ♀ (0 bytes) () 12/13/2022 postreply 12:30:09

• 只有联邦税么 -窗外的微风- ♂ (0 bytes) () 12/13/2022 postreply 10:57:09

• 加州个人税10%，德州是0%，州税无法一概而论。 -柠檬椰子汁- ♂ (0 bytes) () 12/13/2022 postreply 11:31:15

• 谢给出交税的额度 -haishanli88- ♀ (0 bytes) () 12/13/2022 postreply 11:05:47

• Standard deductions 没用对！ -猛牛- ♂ (69 bytes) () 12/13/2022 postreply 11:20:20

• additional standard deduction for over 65 -柠檬椰子汁- ♂ (2675 bytes) () 12/13/2022 postreply 11:24:37

• 谢谢。 看样子，以后年龄大了，税表的instructions 要仔细读。 -猛牛- ♂ (89 bytes) () 12/13/2022 postreply 11:31:46

• 用软件基本上不会错。 -柠檬椰子汁- ♂ (0 bytes) () 12/13/2022 postreply 11:42:54