401K fee, hhtt?

I was always told that mutual funds in the 401K charged less fee than the regular.   Do you know how much higher is the fee of 401K in general?  How can we tell? Thanks.  

"The first big benefit by rolling over to an IRA is that you have just lowered your management fees significantly since 401(k) or 403(b) administrators charge a higher fee than most of mutual fund companies.  These fees are all hidden from you and it is hard to find on your 401(k) or 403(b) statements."

所有跟帖： 

• 美国各大基金公司，抢着帮美国公司管理他们的401K，你认为他们是学雷锋呢，还是为了赚那笔管理费？ -hhtt- ♂ (0 bytes) () 09/17/2022 postreply 17:59:58

• 还有，你从什么地方听说401K费用低？是不是你401K管理公司里的人告诉你的？我也去查过，到头来发现我的基金在外面没有卖 -hhtt- ♂ (135 bytes) () 09/17/2022 postreply 18:11:43

• 这应该是黄历了吧 -越王剑- ♂ (505 bytes) () 09/17/2022 postreply 18:00:07

• 401 费用会高一些，不会太多，但有法律保护，比如 -hz82000- ♀ (69 bytes) () 09/17/2022 postreply 18:22:28

• 谢谢！ 是 401K 告诉的， 上当了 -Smilee- ♀ (0 bytes) () 09/17/2022 postreply 21:08:01

• 401K被投资公司大赚特赚，特别是最近十几年推出的2010，2020，2030，2040freedom计划，才给1% -梧桐之丘- ♂ (382 bytes) () 09/18/2022 postreply 11:06:02

• 是的，其实退休账户财务管理有很多猫腻，通过自己操作IRA，你会学到很多，特别是会意识到，资金可操作总量，完全不是你所看到 -trimtip- ♂ (467 bytes) () 09/18/2022 postreply 11:42:19