mutual fund 怎么选

HSA 投资， 选哪个mutual fund好？

 

                                           fee            1 year  5 year  10 year  Life   

VWIAX

VANGUARD WELLESLEY INCOME ADMIRAL

CONSERVATIVE ALLOCATION 0.16% Yes -5.07% 5.43% 6.16% 6.64%

 

 

VFTAX

VANGUARD FTSE SOCIAL INDEX ADMIRAL

LARGE BLEND 0.14% No -9.45% 13.13% 14.92% 14.74%

 

 

VTABX

VANGUARD TOTAL INTL BD IDX ADMIRAL

GLOBAL BOND-USD HEDGED 0.11% No -8.42% 1.42% N/A 2.41%

 

 

VMIAX

VANGUARD MATERIALS INDEX ADMIRAL

NATURAL RESOURCES 0.1% No -4.86% 8.82% 10.47% 8.8%

 

 

VGSNX

VANGUARD REAL ESTATE INDEX INSTITUTIONAL

REAL ESTATE 0.1% No -4.35% 7.23% 8.19% 8.97%

 

 

VEMIX

VANGUARD EMERGING MKTS STOCK IDX INSTL

DIVERSIFIED EMERGING MKTS 0.1% No -16.56% 1.89% 3.11% 6.49%

 

 

VTHRX

VANGUARD TARGET RETIREMENT 2030 FUND

TARGET-DATE 2030 0.08% Yes -9.94% 6.23% 8.15% 6.5%

 

 

VTTHX

VANGUARD TARGET RETIREMENT 2035 FUND

TARGET-DATE 2035 0.08% Yes -10.06% 6.73% 8.78% 7.26%

 

 

VTWNX

VANGUARD TARGET RETIREMENT 2020 FUND

TARGET-DATE 2020 0.08% Yes -8.52% 5.25% 6.86% 5.99%

 

 

VTINX

VANGUARD TARGET RETIREMENT INCOME FUND

TARGET-DATE RETIREMENT 0.08% Yes -7.62% 3.92% 4.39% 4.95%

 

 

VTTVX

VANGUARD TARGET RETIREMENT 2025 FUND

TARGET-DATE 2025 0.08% Yes -9.56% 5.75% 7.53% 6.54%

 

 

VFORX

VANGUARD TARGET RETIREMENT 2040 FUND

TARGET-DATE 2040 0.08% Yes -10.19% 7.22% 9.28% 7.07%

 

 

VTIVX

VANGUARD TARGET RETIREMENT 2045 FUND

TARGET-DATE 2045 0.08% Yes -10.35% 7.66% 9.56% 7.83%

 

 

VFIFX

VANGUARD TARGET RETIREMENT 2050 FUND

TARGET-DATE 2050 0.08% Yes -10.41% 7.69% 9.57% 7.27%

 

 

VFFVX

VANGUARD TARGET RETIREMENT 2055 FUND

TARGET DATE 2051+ 0.08% Yes -10.39% 7.68% 9.55% 9.7%

 

 

VTTSX

VANGUARD TARGET RETIREMENT 2060 FUND

TARGET-DATE 2060 0.08% Yes -10.41% 7.68% 9.55% 9.4%

 

 

VLXVX

VANGUARD TARGET RETIREMENT 2065 FUND

TARGET-DATE 2065+ 0.08% Yes -10.34% 7.67% N/A 7.91%

 

 

VTPSX

VANGUARD TOTAL INTL STOCK IDX INSTLPLS

FOREIGN LARGE BLEND 0.07% No -14.84% 2.8% 5.54% 4.41%

 

 

VIPIX

VANGUARD INFLATION-PROTECTED SECS I

INFLATION-PROTECTED BOND 0.07% Yes -3.4% 3.91% 1.92% 4%

 

 

VMVAX

VANGUARD MID-CAP VALUE INDEX ADMIRAL

MID-CAP VALUE 0.07% No 0.66% 8.33% 12.05% 12.69%

 

 

VBIRX

VANGUARD SHORT-TERM BOND INDEX ADM

SHORT-TERM BOND 0.07% No -4.66% 1.15% 1.15% 2.55%

 

 

VSIAX

VANGUARD SMALL CAP VALUE INDEX ADMIRAL

SMALL VALUE 0.07% No -1.83% 7.95% 11.57% 12.42%

 

 

VTAPX

VANGUARD SHRT-TERM INFL-PROT SEC IDX ADM

INFLATION-PROTECTED BOND 0.06% No 1.51% 3.24% N/A 1.72%

 

 

VSMAX

VANGUARD SMALL CAP INDEX ADM

SMALL BLEND 0.05% No -11.1% 8.81% 11.65% 9.04%

 

 

VVIAX

VANGUARD VALUE INDEX ADM

LARGE VALUE 0.05% No 2.21% 9.99% 12.2% 7.09%

 

 

VEMPX

VANGUARD EXTENDED MARKET INDEX INSTLPLUS

MID-CAP GROWTH 0.04% No -21.77% 8.31% 11.5% 9.99%

 

 

VIGIX

VANGUARD GROWTH INDEX INSTITUTIONAL

LARGE GROWTH 0.04% No -14.42% 15.15% 15.15% 8.08%

 

 

VBMPX

VANGUARD TOTAL BOND MARKET IDX INSTLPLS

INTERMEDIATE-TERM BOND 0.03% No -9.4% 1.25% 1.6% 2.58%

 

 

VIIIX

VANGUARD INST INDEX INSTL PLUS

LARGE BLEND 0.02% No -4.67% 12.82% 13.79% 8.24%

所有跟帖： 

• 还是应该保持现金？ -Joy00- ♀ (0 bytes) () 09/08/2022 postreply 18:47:23

• 选你熟悉的组合 -minin-地主婆80- ♀ (0 bytes) () 09/08/2022 postreply 18:49:55

• 我会买 VIIIX，最后那个。 -hhtt- ♂ (0 bytes) () 09/08/2022 postreply 19:33:07

• VFIAX -柠檬椰子汁- ♂ (0 bytes) () 09/08/2022 postreply 20:15:47

• 应该投这个，但是，我没有看到在楼主的单子上。 -hhtt- ♂ (0 bytes) () 09/08/2022 postreply 20:37:26

• 我同意你的那个看起来合适，但是懒得去求证，所以只好用我熟悉的。 -柠檬椰子汁- ♂ (0 bytes) () 09/08/2022 postreply 21:00:40

• 多谢VOO和VFIAX选一个，哪个好？有人说VOO没有fee，税务上更好？ -Joy00- ♀ (0 bytes) () 09/08/2022 postreply 22:06:48

• 还是ETF更好？前面我说的没有fee，税上更好可能是指ETF。在fidelity的hsa帐号，买哪种最好？ -Joy00- ♀ (0 bytes) () 09/08/2022 postreply 22:12:16

• 我的HSA买的是VOO和几个个股 -red_flower- ♀ (0 bytes) () 09/08/2022 postreply 22:32:55

• VOO是ETF， 不是mutual fund -red_flower- ♀ (0 bytes) () 09/08/2022 postreply 22:32:09

• Yes, if there is ETF, pick the ETF -柠檬椰子汁- ♂ (0 bytes) () 09/09/2022 postreply 05:01:24