You are talking about after-tax 401K.

https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

Overall limit on contributions

Total annual contributions (annual additions) to all of your accounts in plans maintained by one employer (and any related employer) are limited. The limit applies to the total of:

• elective deferrals (but not catch-up contributions)  
   
• employer matching contributions
   
• employer nonelective contributions
   
• allocations of forfeitures

The annual additions paid to a participant’s account cannot exceed the lesser of:

1. 100% of the participant's compensation, or
    
2. $58,000 ($64,500 including catch-up contributions) for 2021;  $57,000 ($63,500 including catch-up contributions) for 2020.

Deferral limits for 401(k) plans 

The limit on employee elective deferrals (for traditional and safe harbor plans) is:

• $20,500 in 2022 ($19,500 in 2021 and 2020; and $19,000 in 2019), subject to cost-of-living adjustments

This limit includes regular tax deferred 401K as well as ROTH 401K, see below. 

https://www.irs.gov/retirement-plans/roth-comparison-chart

 

 

所有跟帖： 

• after tax 401K account vs Roth IRA -常谈- ♂ (134 bytes) () 12/07/2021 postreply 06:09:58

• MEGA ROTH backdoor -柠檬椰子汁- ♂ (922 bytes) () 12/07/2021 postreply 06:32:10

• 真复杂，需要看看 -常谈- ♂ (0 bytes) () 12/07/2021 postreply 08:28:50