在我刚开始学习投资常识不久,我就发现一个加国市场中的投资现象:
任何一个工薪族在任何时候以任何价格投资加国的银行股,长期坚持,都可以成为百万富翁,实现初级财务自由的目标,百分百的成功概率。
而事实上加国银行股的长期表现并不是特别突出,没有任何超越市场均值的特殊表现,即使是在红利蓝筹股的大类中也只是平均水平而已。
“I don’t want to buy into any business that I’m not terribly sure of. So if I’m terribly sure of it, it probably isn’t going to offer incredible returns. Why should something that is essentially a cinch to do well offer you 40% a year or something like that? So we don’t have huge returns in mind. But we do have in mind never losing anything.” - Warren Buffett 1998 Talk at University of Florida
在过去十年中,TD每个季度都盈利,每年的盈利都高于前一年,包括2020年,但是盈利水平的年增长幅度就只是在10%左右,从未出现过特别大的增长幅度。