Nope, you don't have to pay your mortgage

Reach out to mortgage lenders about your options

If you're a landlord with a mortgage, having tenants who don't pay rent could mean that you can't make your mortgage payments.

If this is your situation, the CARES Act (Coronavirus Aid, Relief, and Economic Security Act) helps borrowers (landlords and homeowners alike) by waiving late fees on mortgage payments and suspending foreclosures.

If you're worried you might come up short on your mortgage payment, contact your lender to see what relief it can offer. This will vary by location, lender, and type of mortgage. For example, Rocket Mortgage by Quicken Loans is offering mortgage forbearance, or a temporary pause in payments.

“Mortgage companies will generally create new payment plans with landlords,” Alvarado says.

But keep in mind they'll want proof that your tenants aren't paying, in the form of documentation showing rental income losses.

https://www.realtor.com/advice/rent/got-a-tenant-who-cant-pay-rent-covid-19-guide-for-landlords/

 

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