我们今天才有空坐下来读escrow寄来的一大堆材料,深深感叹买房之劳心劳力,对坛中经验丰富大佬们更加佩服得五体投地。我的问题和Title insurance公司的材料有关,他们的Schedule B (Exception)里面,有一项如下:
A deed of trust to secure an indebtedness in the amount shown below,
Amount: $520k
Dated: xx,xx,2015
Trustor/Grantor: 房子的卖方
Trustee:一家公司名
Beneficiary:一家银行
Loan No.: XXXXX
Recording Date: xx, xxx, 2015
Recording No.: XXXXX
The deed of trust set forth above is purported to be a "Credit Line" Deed of Trust. Under California Civil Code 2943.1 it is a requirement that the Trustor/Grantor of said Deed of Trust either immediately provide the beneficiary with the "Borrower's instruction to Suspend and Close Equity Line of Credit" or provide a satisfactory subordination of this Deed of Trust to the proposed Deed of Trust to be recorded at closing.
房子现在的卖价是600k,我们有限的知识只能让我们了解什么是A deed of trust,但不了解这一项不被Title insurance担保意味着什么。是否有什么潜在的麻烦呢?
感谢您的意见和建议!