是这个?

来源: rapidestate 2018-10-08 14:51:19 [] [博客] [旧帖] [给我悄悄话] 本文已被阅读: 0 次 (2421 bytes)
回答: DTI的算法关于rental income有改变?若拙2018-10-08 13:13:54

https://www.fanniemae.com/content/guide/selling/b3/3.1/08.html

 

Offsetting Monthly Obligations for Rental Property Reported through a Partnership or an S Corporation

If the borrower is personally obligated on the mortgage debt (as evidenced by inclusion of the related mortgage(s) on the credit report) and gross rents and related expenses are reported through a partnership or S corporation, the business tax returns may be used to offset the property’s PITIA. The steps described below should be followed:

所有跟帖: 

都是and 不是or. 所以不算收入。注:没细读。 -rapidestate- 给 rapidestate 发送悄悄话 rapidestate 的博客首页 (0 bytes) () 10/08/2018 postreply 14:52:51

不是。就是jointly owned但loan是另外一个人名下,这种情况只算你的rental loss不算income -若拙- 给 若拙 发送悄悄话 (100 bytes) () 10/08/2018 postreply 19:13:09

是不是认为租金都拿去还贷了? -柠檬椰子汁- 给 柠檬椰子汁 发送悄悄话 柠檬椰子汁 的博客首页 (0 bytes) () 10/09/2018 postreply 05:47:40

如果租金房贷全算我也没意见,租金至少是房贷两三倍 -若拙- 给 若拙 发送悄悄话 (68 bytes) () 10/09/2018 postreply 07:46:23

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