请教一个401K选基金的问题

公司的401K从fedility转到了John Hancock，刚才把所有可以买的基金跟SPY比较了一下，不比不知道，一比吓一跳，一比才发现这些基金都是垃圾啊，但是只能从这些垃圾里面选，怎么办呢？

所有跟帖： 

• rollover to IRA -柠檬椰子汁- ♂ (464 bytes) () 04/13/2017 postreply 14:20:48

• 谢谢，以前真还不知道不换公司也可以roll over，好好研究研究 -livefreeordie- ♀ (0 bytes) () 04/13/2017 postreply 14:23:19

• Never leave your 401(k) with your previous company. -hhtt- ♂ (912 bytes) () 04/13/2017 postreply 15:42:56

• The drawback is you cannot make backdoor Roth IRA contribution. -易木- ♂ (67 bytes) () 04/13/2017 postreply 17:10:28

• Yes. Index fund investing will save a lot of people trouble. -hhtt- ♂ (0 bytes) () 04/13/2017 postreply 19:08:56

• 401k is immune from creditors -TigerLady- ♀ (0 bytes) () 04/13/2017 postreply 18:44:21

• so is IRA, google it -柠檬椰子汁- ♂ (0 bytes) () 04/14/2017 postreply 05:52:46